Today’s Word provided by Joel Osteen Ministries

Today’s Scripture

“…call on me in the day of trouble; I will deliver you, and you will honor me.”
(Psalm 50:15, NIV)

Call on Him

Right now, our city and many across Texas are experiencing wide-spread devastation like never before seen in history. We appreciate your prayers during this time. While there is still so much unknown about the situation, we can set our hearts and minds on what we do know. What we know is that God is faithful. What we know is that He is our Deliverer. What we know is that we can trust in Him. He is our hope, He is our peace, and He will carry us through.

He promises that no matter what you face, He will empower you to walk through it and overcome. When you don’t understand, when you don’t have answers, when you are in your darkest hour, He is your light of hope. He will bring restoration and order to your life again. Today, whether you are in areas affected by the storm or somewhere else in the country experiencing another type of “trouble,” call on Him. He will deliver you, and in return, you will bring honor and praise to Him.

A Prayer for Today

“Father, today I’m calling on You. I trust that even in my darkest hour, You are my light of hope. Give me Your peace that passes understanding. Bring order and restoration. Heal this land as Your people come together and call upon You in Jesus’ name. Amen.”

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What are you focusing on?

The more we focus on what our competition is doing, the less we focus on who we are.

Today’s Word provided by Joel Osteen Ministries

Today’s Scripture

“There is therefore now no condemnation to those who are in Christ Jesus, who do not walk according to the flesh, but according to the Spirit.”
(Romans 8:1, NKJV)


No Condemnation

Jesus came to break the curse of sin, shame and condemnation in our lives. He came so that we could see things the way God sees them. Do you know how God sees you? He sees you as valuable. He sees you as strong. He sees you as capable, talented and trustworthy. The voice of condemnation says exactly the opposite. Condemnation is a loss of value. It’s the accusing voice of the enemy that says, “You’re not good enough…you’ll never be good enough…you’re a failure.”

Condemnation is never from God. The Bible tells us there is no condemnation for those who are in Christ Jesus. When you embrace and declare God’s truth in your life, you activate His power to overcome the voice of condemnation. No matter how you may be feeling, wake up every morning and declare that the Greater One lives in you. Declare that you are strong in the Lord and in the power of His might. Declare that He loves you and has called you according to His purpose. Choose to see yourself as valuable, the way God sees you. Embrace His truth so that you can overcome condemnation and live in victory all the days of your life!

A Prayer for Today
“Father in heaven, thank You for setting me free from condemnation. Thank You for believing in me and filling me with Your vision for my life. Help me to see my life the way You see it in Jesus’ name. Amen.”

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Giving Public Housing Agencies More Time to Succeed

HUD recently sent a letter to more than 200 public housing agencies (PHAs) in 23 metropolitan areas across the country informing them that HUD is delaying the mandatory implementation of Small Area Fair Market Rents by 2 years.

To be clear, this action is not a rollback of HUD’s Small Area Fair Market Rent (FMR) Final Rule. The rule is in effect. If a PHA is ready to use Small Area FMRs, it may do so today.

As the original deadline approached, it became clear to us that PHAs needed more time to integrate this big change into their voucher programs. We contemplated this possibility during the rulemaking process, and the final rule allows the Secretary to give local agencies additional time if it was determined that they needed it —and they needed it.

This decision was informed by research. As many readers of this column know, a handful of PHAs are currently operating a Small Area FMR Demonstration. We now have some preliminary results from a just-published interim evaluation that provides information on administrative processes and costs as well as some initial estimates of program impacts such as changes to the availability of affordable units, average Housing Assistant Payments, and tenant rent burden. We are looking forward to a final report on this demonstration next summer that will have an additional year of data as well as the results from tenant and landlord interviews.

As we allow PHAs more time to meet their new requirements, we want to make sure their programs are informed by the lessons learned by these early adopters so they can implement their own programs in a manner that will have maximum benefit for those families participating in the voucher program.

As PHAs in the 23 areas identified by the Small Area FMR rule work to implement Small Area FMRs by no later than January 1, 2020, they should start planning now. HUD is working on formal guidance and technical assistance, but here is my advice based on the interim evaluation:

1. Read the final rule. There are some important tools in the rule that PHAs could start using now and could improve program operations.

2. Read the interim evaluation report. This rich and accessible research provides a good roadmap for implementation. Among other things, it confirms that Small Area FMRs do open up previously inaccessible neighborhoods for voucher tenants. It also shows that with good planning, it is possible to have a successful program that does not break the bank.

3. Know your market.

a. Do your own market research. Does this change make more or fewer units available? Will this change cause you to have higher or lower average Housing Assistance Payments (HAP)? PHAs that operate only in high cost areas will experience a significant increase in their average HAP. PHAs that operate mostly in low cost areas may see a decrease in their average HAP, although the Housing Opportunity Through Modernization Act of 2016 (HOTMA) allows PHAs to grandfather payment standards for tenants that remain in place. The final rule implemented the HOTMA provision and provides additional flexibilities for PHAs in setting payment standards for families currently receiving assistance in areas where the FMR decreases.

b. Do the leg work to determine how you would set payment standards around the Small Area FMR before you have to do it. This is a major work item.

c. Think about recruiting new landlords.

d. Ideally you are ready to implement Small Area FMRs when market conditions are favorable. A soft rental market is your friend.

4. Get the back office ready.

a. This does increase your administrative costs — both one-time costs for information technology (IT) changes and the development of new procedures as well as ongoing operations costs. Start planning your administrative budget.

b. Upgrade your IT now.

c. Be prepared for a spike in moves among existing tenants. You may need to temporarily increase your capacity to conduct inspections.

d. Talk to your front-line staff about implementation before and during the process. Be quick to address misunderstandings and retrain as needed.

It is unusual to have a research study available at the moment you need to make a policy decision. In this rare case, when the timing was right, we were able to make an informed decision. I strongly encourage all interested parties to carefully read the interim evaluation and help our PHAs move toward successful implementation.

Giving Public Housing Agencies More Time to Succeed
Giving Public Housing Agencies More Time to Succeed

Today’s Word provided by Joel Osteen Ministries

Today’s Scripture Verse

“Now He who supplies seed to the sower and bread for food will supply and multiply your seed for sowing and increase the harvest of your righteousness.”
(2 Corinthians 9:10, NASB)

He Will Multiply Your Resources

We serve a faithful God—He is the God of more than enough! Not only does He promise to meet your needs, He promises to give you enough to meet the needs of others, too.When you are a sower—when you give of your resources, your time, talent, finances, and possessions—God promises to multiply those resources so that you can continue to be a blessing to the people around you. You might look at what you have in your hand today and think, “This doesn’t look like much.” But understand that when you give God what you have, He’ll turn it into more than enough! The Bible tells us that Jesus fed a crowd of over 5,000 people by multiplying the lunch of a small boy, and He can multiply whatever you have in your hand, too.

Today, dedicate what you have to the Lord by faith. Ask Him where you should sow your seed so that you can be a blessing to others. As you do, He’ll continue to pour out His blessing and abundance on you, and you will live fulfilled and satisfied all the days of your life.

A Prayer for Today

“Father in heaven, I dedicate everything that I have to You. Show me how I can be a blessing to others today. Thank You for Your abundant provision in every area of my life in Jesus’ name. Amen.”


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Something good is going to happen to me

Every morning when you wake up, you should declare, “Something good is going to happen to me today!”  You have to set the tone at the beginning of each day.  Then all throughout the day, you should have this attitude of expectancy.  Your expectation is your faith at work.  When you expect good breaks, expect people to like you, or expect to have a great day, you are releasing your faith!  That’s what allows good things to be attracted to you and God goods to work releasing His blessings!

Today’s Word provided by Joel Osteen Ministries

Today’s Scripture

“…faith without works is dead.”
(James 2:20, NKJV)


Are you waiting for God to do something in your life? One thing I’ve learned is that waiting should not be a passive thing. When we’re waiting the correct way, we’re on the lookout. We talk like what we are believing for is going to happen. We act like it’s going to happen. We’re making preparations.

It’s just like when you’re expecting someone for dinner; you don’t wait till they show up before you decide to start cooking. Most likely you start early in the day. You make sure the house is clean, you go to the grocery store, and maybe you buy some flowers for the table. You make preparations because you’re expecting someone. Well, that’s the attitude we need to have while we’re waiting for God’s promises to come to pass. Put your faith to work. Prepare for the answer to come. Keep standing, keep believing, and keep hoping because your answer is on the way!

A Prayer for Today

“Father God, I choose to put actions behind my faith today. I trust that You are at work in my life. I will wait for the right way—with expectancy—knowing that my faith in You opens the door for Your hand to move in my life in Jesus’ name.


Thought of the Day

Focus on money and we will make money.

          Focus on impact and we will make an impact.

Today’s Word provided by Joel Osteen Ministries

Today’s Scripture

“For our light and momentary troubles are achieving for us an eternal glory that far outweighs them all.” (2 Corinthians 4:17, NIV)


It’s Only Temporary

In this world, we all have troubles and trials, but aren’t you glad that scripture promises that they are only temporary? Today’s verse tells us they are momentary. Compared with eternity, our troubles won’t last long at all! The second part of this verse tells us that when we stand strong in faith during times of adversity, we are building that faith and achieving eternal glory. When you confess your trust and reliance on God, you are passing the test!

If you are in the middle of tough times today, look to God. The Bible says that Jesus is the author and finisher of your faith. He is the one who writes faith on your heart and then develops it to completion on the inside of you as you yield yourself to Him. Your part is to seek Him daily. Follow His commands. Open your heart and choose to speak His Word which is alive and active. Remember, your trials are only temporary, but His eternal glory outweighs it all!

 A Prayer for Today

“Heavenly Father, thank You for working Your eternal glory in me. I cast my cares on You, knowing that my trials and troubles are temporary. Thank You for Your eternal blessing on my life today and always in Jesus’ name. Amen.”


Thought of the Day

To be a philosopher is not merely to have
subtle thoughts, nor even to found a school…
it is to solve some of the problems of life
not only theoretically, but practically