Check out my free buyers guide resource!  This is a free download and full of great information about Buying a Home!

Looking for a fast and easy rate quote to buy or refinance a home?

Check out my Daily Blog below! 

Home Prices: It’s All About Supply and Demand

As we enter the summer months and work through the challenges associated with the current health crisis, many are wondering what impact the economic slowdown will have on home prices. Looking at the big picture, supply and demand will give us the clearest idea of what’s to come. Making our way through the month of […]

The Benefits of Homeownership May Reach Further Than You Think

More than ever, our homes have become an integral part of our lives. Today they are much more than the houses we live in. They’re evolving into our workplaces, schools for our children, and safe havens that provide shelter, stability, and protection for our families through the evolving health crisis. Today, 65.3% of Americans are […]

Economists Forecast Recovery to Begin in the Second Half of 2020

With the U.S. economy on everyone’s minds right now, questions about the country’s financial outlook continue to come up daily. The one that seems to keep rising to the top is: when will the economy begin to recover? While no one knows exactly how a rebound will play out, expert economists around the country are […]

Why This Summer Is the 2020 Real Estate Season

With stay-at-home orders starting to gradually lift throughout parts of the country, data indicates homebuyers are jumping back into the market. After many families put their plans on hold due to the COVID-19 pandemic, what we once called the busy spring real estate season is shifting into the summer. In 2020, summer is the new […]

Buying or Selling a Home? You Need an Expert Kind of Guide

In a normal housing market, whether you’re buying or selling a home, you need an experienced guide to help you navigate through the process. You need someone you can turn to who will tell you how to price your home correctly right from the start. You need someone who can help you determine what to […]

We Remember & Honor Those Who Gave All

We remember, today and always. We Remember & Honor Those Who Gave All We Remember & Honor Those Who Gave All

Interest Rates Hover Near Historic All-Time Lows [INFOGRAPHIC]

Some Highlights Mortgage interest rates have dropped considerably this spring and are hovering at a historically low level. Locking in at a low rate today could save you thousands of dollars over the lifetime of your home loan. Let’s connect to determine the best way to position yourself for a move in today’s market. Interest […]

Experts Predict Economic Recovery Should Begin in the Second Half of the Year

One of the biggest questions we all seem to be asking these days is: When are we going to start to see an economic recovery? As the country begins to slowly reopen, moving forward in strategic phases, business activity will help bring our nation back to life. Many economists indicate a recovery should begin to […]

6 Reasons Why Selling Your House on Your Own Is a Mistake

There are many benefits to working with a real estate professional when selling your house. During challenging times like the one we face today, it becomes even more important to have an expert help guide you through the process. If you’re considering selling on your own, known in the industry as a For Sale By Owner […]

Housing Market Positioned to Bring Back the Economy

All eyes are on the American economy. As it goes, so does the world economy. With states beginning to reopen, the question becomes: which sectors of the economy will drive its recovery? There seems to be a growing consensus that the housing market is positioned to be that driving force, the tailwind that is necessary. […]

#1 Financial Benefit of Homeownership: Family Wealth

While growing up, we were taught by our parents and grandparents that owning a home is a financially savvy move. They explained how a mortgage is like a “forced savings plan.” When you pay rent, that money is lost forever. When you make a mortgage payment, much of that money accumulates as equity in the […]

2020 Homeowner Wish List [INFOGRAPHIC]

Some Highlights In a recent study by realtor.com, homeowners noted some of the main things they would change about their homes to make them more livable. Not surprisingly, more space, an updated kitchen, and a home gym rose to the top of the list. If you’re thinking of selling this year, having these items in […]

Will the Housing Market Turn Around This Year?

Today, many people are asking themselves if they should buy or sell a home in 2020. Some have shifted their plans or put them on hold over the past couple of months, and understandably so. Everyone seems to be wondering if the market is going to change and when the economy will turn around. If […]

A Surprising Shift to the ‘Burbs May Be on the Rise

While many people across the U.S. have traditionally enjoyed the perks of an urban lifestyle, some who live in more populated city limits today are beginning to rethink their current neighborhoods. Being in close proximity to everything from the grocery store to local entertainment is definitely a perk, especially if you can also walk to […]

Unemployment Report: No Need to Be Terrified

Last Friday, the Bureau of Labor Statistics (BLS) released its latest jobs report. It revealed that the economic shutdown made necessary by COVID-19 caused the unemployment rate to jump to 14.7%. Many anticipate that next month the percentage could be even higher. These numbers represent the extreme hardship so many families are experiencing right now. […]

Will Home Values Appreciate or Depreciate in 2020?

With the housing market staggered to some degree by the health crisis the country is currently facing, some potential purchasers are questioning whether home values will be impacted. The price of any item is determined by supply as well as the market’s demand for that item. Each month the National Association of Realtors (NAR) surveys […]

A Day When Americans Can Return to Work [INFOGRAPHIC]

Some Highlights Taking a moment to reflect upon what we’ve heard from historical leaders can teach us a lot about getting through the many challenges we face today. We’re all eager for the day when every American can safely return to work. That day is coming. Timing is everything. Patience is essential. Our courage, strength, […]

Unemployment: Hope on the Horizon

Tomorrow, the unemployment rate for April 2020 will be released by the U.S. Bureau of Labor Statistics. It will hit a peak this country has never seen before, with data representing real families and lives affected by this economic slowdown. The numbers will alarm us. There will be headlines and doomsday scenarios in the media. […]

Why Home Equity Is a Bright Spark in the Housing Market

Given how we have seen more unemployment claims than ever before over the past several weeks, fear is spreading widely. Some good news, however, shows that more than 4 million initial unemployment filers have likely already found a new job, especially as industries such as health care, food and grocery stores, retail, delivery, and more […]

Confused About the Economic Recovery? Here’s Why.

As we continue to work through the health crisis that plagues this country, more and more conversations are turning to economic recovery. While we look for signs that we’ve reached a plateau in cases of COVID-19, the concern and fear of what will happen as businesses open up again is on all of our minds. […]

U.S. Homeownership Rate Rises to Highest Point in 8 Years

For nearly two months, most of us have been following strict stay-at-home orders from our state and local governments. It is a whole new way of life that has put our daily lives on pause. On the other hand, many of us have also found a sense of comfort by slowing down and spending time […]

How to Test-Drive a Neighborhood While Sheltering in Place [INFOGRAPHIC]

Some Highlights Staying at home doesn’t mean your search for a new place needs to come to a standstill. Check out these tips on how to explore other neighborhoods virtually in the homebuying process. You may find a spot that better suits your needs without ever leaving your living room! Let’s connect today so you […]

Why the Housing Market Is a Powerful Economic Driver

With businesses starting to slowly open back up again in some parts of the country, it’s important to understand how housing can have a major impact on the recovery of the U.S. economy. As we’ve mentioned before, buying a home is a driving financial force in this process. Today, many analysts believe one of the […]

Buying a Home Right Now: Easy? No. Smart? Yes.

Through all the volatility in the economy right now, some have put their search for a home on hold, yet others have not. According to ShowingTime, the real estate industry’s leading showing management technology provider, buyers have started to reappear over the last several weeks. In the latest report, they revealed: “The March ShowingTime Showing […]

Rise to the Top of the Pool by Selling Your House Today

With the release of the latest Economic Pulse Flash Survey from the National Association of Realtors (NAR), results show that people selling their houses today are holding strong on price. According to the most recent data, 74% of real estate agents noted that sellers are not dropping listing prices to attract more buyers. Lawrence Yun, […]

What Impact Might COVID-19 Have on Home Values?

A big challenge facing the housing industry is determining what impact the current pandemic may have on home values. Some buyers are hoping for major price reductions because the health crisis is straining the economy. The price of any item, however, is determined by supply and demand, which is how many items are available in […]

Today’s Expert Insight on the Housing Market [INFOGRAPHIC]

Some Highlights According to Lawrence Yun, Chief Economist at NAR, home prices are forecasted to rise. Results from the Existing Home Sales Report note that home sales declined in March due to the coronavirus, but prices are still strong. Let’s connect so you can better understand your home’s value today. Today’s Expert Insight on the […]

Uncertainty Abounds in the Search for Economic Recovery Timetable

Earlier this week, we discussed how most projections from financial institutions are calling for a quick V-shaped recovery from this economic downturn, and there’s research on previous post-pandemic recoveries to support that expectation. In addition, we noted how there are some in the business community who believe we may instead be headed for a U-shaped […]

Keys to Selling Your House Virtually

In a recent survey by realtor.com, people thinking about selling their homes indicated they’re generally willing to allow their agent and some potential buyers inside if done under the right conditions. They’re less comfortable, however, hosting an open house. This is understandable, given the health concerns associated with social contact these days. The question is, […]

Will This Economic Crisis Have a V, U, or L-Shaped Recovery?

Many American businesses have been put on hold as the country deals with the worst pandemic in over one hundred years. As the states are deciding on the best strategy to slowly and safely reopen, the big question is: how long will it take the economy to fully recover? Let’s look at the possibilities. Here […]

Nothing Found

Sorry, no posts matched your criteria

CoreLogic Expects 2021 to see First Home Price Decline in 9 Years

Posted To: MND NewsWire CoreLogic’s report on April home prices, the first for that month, says that despite fears that home prices would “bottom out like they did in the Great Recession,” they continued to accelerate reaching their highest annual growth since August 2018. The U.S. CoreLogic HPI was up 5.4 percent compared to April […]

MBS Day Ahead: MBS Have Followed Treasuries, But Rates Haven't Followed MBS

Posted To: MBS Commentary Today is the lightest of the week in terms of scheduled market movers on the econ calendar (there really aren't any to speak of unless you count the New York ISM data and we barely do). In addition, bonds are fairly flat in the bigger picture. Point being: we're waiting on […]

Central banks are in a lose-lose-lose situation, says Allianz's Mohamed El-Erian

(Please visit the site to view this media) Mohamed El-Erian, chief economic advisor at Allianz, joins "Squawk Box" to discuss what he's watching in the markets and the Fed's intervention during the coronavirus crisis. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read […]

LO Jobs; CRM, Broker, eClosing Products; Events; Servicing Tactics Continue to Impact Market

Posted To: Pipeline Press Curfews and civil unrest have replaced COVID in the news. Meanwhile, investors are watching record low debt issuance yields from companies like Amazon and Costco (1.50-1.62 percent 10-year notes, lowering their cost of capital dramatically). Low rates for a mortgage these days are certainly more common than finding a jumbo investor […]

April Construction Spending Still Besting 2019 Numbers

Posted To: MND NewsWire Overall spending on construction fell in April, down 2.9 percent to a seasonally adjusted annual rate of $1.346 trillion from 1.387 trillion. This still left the rate 3.0 percent higher than it was in April 2019. On a non-adjusted basis, spending was $110.492 billion compared to $107.758 billion in March and […]

Taylor Morrison CEO: Home sales picked up significantly in May, exceeding our expectations

(Please visit the site to view this media) Sheryl Palmer, CEO of homebuilder Taylor Morrison, says net sales rose 17% in May, and weekly traffic in the last week of the month was three times higher than in early April during the height of the COVID-19 pandemic and lock-downs. …(read more) Forward this article via […]

Mortgage Market Deep Dive; Builders Buoy Sales; Rates Start High, Finish Low

The Urban Institute (UI) releases a regular report, Housing Finance at a Glance , a “chartbook” loaded with charts and commentary on mortgage activity . Much of the May chartbook’s material, is retrospective, reaching back as far as Q4 2019 where there is a time lag in data collection. Much of it, residential construction data, […]

Mortgage Rates Start Higher But Finish Lower

Posted To: Mortgage Rate Watch Mortgage rates pulled off a repeat performance of last Friday’s intraday drama. The average lender began the day in higher territory as bond markets were weaker in the morning. Bonds recovered nicely and mortgage lenders were more than willing to adjust rate sheets accordingly. After being in slightly weaker shape […]

MBS RECAP: Timing of Today's Volatility Could Create Some Opportunity

Posted To: MBS Commentary There’s no way to predict the future for rates and markets, but there are occasionally tactical opportunities. Today’s version involves lenders being forced to price rate sheets when MBS had just swung down to the lowest levels of the day. Prices have since bounced. If they were to hold here, lenders […]

Builder Incentives Kept April Home Sales Strong

Posted To: MND NewsWire As was reported last week, new home sales in April were much, much better than expected. There may or may not be a cause and effect going on here, but two recent posts in the National Association of Home Builders’ (NAHB’s) Eye on Housing blog indicate that builders are at least […]

State and local budgets in peril as they manage pandemic's economic fallout

(Please visit the site to view this media) CNBC's Ylan Mui reports on the latest measures being taken by state and local leaders to manage the economic fallout of coronavirus. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. State and local […]

UI Takes a Deep Dive Into May's Mortgage Market

Posted To: MND NewsWire The Urban Institute (UI) releases a regular report, Housing Finance at a Glance , a “chartbook” loaded with charts and commentary on mortgage activity . Much of the May chartbook’s material, is retrospective, reaching back as far as Q4 2019 where there is a time lag in data collection. Much of […]

ISM Manufacturing misses expectations in May at 43.1 vs. 44 expected

(Please visit the site to view this media) CNBC's Rick Santelli reports on the latest round of economic data as states begin to reopen their economies. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. ISM Manufacturing misses expectations in May at […]

Gilead: Phase 3 study data shows remdesivir helped patients with moderate Covid-19

(Please visit the site to view this media) CNBC's Meg Tirrell reports the latest news about Gilead's study on remdesivir, a potential treatment for Covid-19. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Gilead: Phase 3 study data shows remdesivir helped […]

Processor, LO Jobs; Referral, Accounting Products; Webinars and Training

Posted To: Pipeline Press I was speaking to a successful long-time real estate agent this weekend who is as busy as she’s ever been. Couples are weary of working from home in a one-bedroom apartment. In talking about families leaving the city, she observed, “No family wants to push an elevator button to go home.” […]

MBS Week Ahead: Can Bonds Confirm The Breakout?

Posted To: MBS Commentary A resilient performance at the end of last week means that bonds have easily staked a claim to a sideways range that's been intact for more than 2 months now. We had been following a slightly negative trend in Treasuries (seen in the yellow lines below), but even that trend was […]

Forbearances Slow to a Trickle; Mortgage Rates Stage Nice Comeback, But Uncertainty Remains

Mortgage rates staged a nice little comeback today, moving back toward the all-time lows seen late last week. Mortgage rates are determined primarily by the bond market, and the bond market benefited from strong demand at the end of the month. Higher demand means higher prices, and higher bond prices equate to lower rates. There […]

Mortgage Rates Stage Nice Comeback, But Uncertainty Remains

Posted To: Mortgage Rate Watch Mortgage rates staged a nice little comeback today, moving back toward the all-time lows seen late last week. Mortgage rates are determined primarily by the bond market, and the bond market benefited from strong demand at the end of the month. Higher demand means higher prices, and higher bond prices […]

These are the top ETFs purchased by the Fed

(Please visit the site to view this media) CNBC's Steve Liesman reports on the Federal Reserve's ETF purchases. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. These are the top ETFs purchased by the Fed These are the top ETFs purchased […]

Pandemic squeezes already low housing supply

(Please visit the site to view this media) CNBC's Kelly Evans and Diana Olick discuss the home shortage and the health of the housing market amid the pandemic with Tim Mayopoulos, former Fannie Mae CEO. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to […]

Powell: Negative rates not an appropriate tool in U.S.

(Please visit the site to view this media) Fed Chair Jerome Powell discusses Fed policy and the economy with former Fed Vice Chair Alan Blinder. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Powell: Negative rates not an appropriate tool in […]

Fed Chair Powell on propping up Main Street lending

(Please visit the site to view this media) Fed Chair Jerome Powell discusses Fed policy and the economy with former Fed Vice Chair Alan Blinder. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Fed Chair Powell on propping up Main Street […]

Chicago May PMI comes in below expectations at 32.3 vs 40.0 estimated

(Please visit the site to view this media) CNBC's Rick Santelli reports the latest read on the Chicago Purchasing Manager Index. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Chicago May PMI comes in below expectations at 32.3 vs 40.0 estimated […]

Consumer sentiment index misses expectations

(Please visit the site to view this media) CNBC's Rick Santelli breaks down the latest numbers on U.S. consumer sentiment. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Consumer sentiment index misses expectations Consumer sentiment index misses expectations

Why homebuilders are winning the Covid-19 race to recovery

(Please visit the site to view this media) The housing market appears to be a surprise and early winner in the race to economic recovery from Covid-19 and it is starting with the nation's homebuilders, which have seen their stocks rise sharply over the past month. CNBC's Diana Olick reports. …(read more) Forward this article […]

Portfolio Monitoring, Non-QM, Corresp., Broker Products; Customer Satisfaction Survey

Posted To: Pipeline Press Here’s something you can do for your friends, relatives, and borrowers, especially older ones: Remind them that the current batch of coronavirus relief payments are coming as VISA debit cards . Texas’ Larry C. reminded me that we’ve all unexpectedly received cards in the mail that we didn’t order and cut […]

MBS Day Ahead: Bonds Look to Challenge Trend With Powell on Deck

Posted To: MBS Commentary The next Fed announcement is 1.5 weeks away and so it's time to start ramping up expectations for the details of the Fed's official QE announcement. But wait… Aren't they buying a ton of bonds already? Indeed, the Fed continues purchasing both MBS and Treasuries in relatively significant quantities every day, […]

April's Forbearance Requests Slow to a Relative Trickle

Posted To: MND NewsWire Black Knight says its research is showing that the numbers of new forbearance plans for homeowners financially affected by the COVID-19 pandemic have slowed to a trickle compared to the tidal wave in early April. Only 7,000 new plans were put in place during the week ended May 26 compared to […]

Lending Tree Chief Economist: If there's a significant rise in unemployment, we may see more housing finance programs

(Please visit the site to view this media) Tendayi Kapfidze, chief economist at Lending Tree, talks the housing market, financing programs and mortgage rates amid the COVID-19 pandemic. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Lending Tree Chief Economist: If […]

Pending Sales Rout May Signal a Bounce for Housing – Realtors; All-Time Low Rates Already in Rearview

Pending home sales cratered again in April, marking two straight months of declines that exceeded 20 percent. The National Association of Realtors® (NAR) said its Pending Home Sales Index (PHSI) fell 21.8 percent to 69.0. The decline in March was 20.8 percent. The Index is down by 33.8 percent year-over-year. This is the largest decline […]