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How Buyers Can Win By Downsizing in 2020

Home values have been increasing for 93 consecutive months, according to the National Association of Realtors. If you’re a homeowner, particularly one looking to downsize your living space, that’s great news, as you’ve likely built significant equity in your home. Here’s some more good news: mortgage rates are expected to remain low throughout 2020 at […]

The 2 Surprising Things Homebuyers Really Want

In a market where current inventory is low, it’s normal to think buyers might be willing to give up a few desirable features in their home search in order to make finding a house a little easier. Don’t be fooled, though – there’s still an interest in the market for some key upgrades. Here’s a […]

Make the Dream of Homeownership a Reality in 2020

In 1963, Martin Luther King, Jr. led and inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own dreams, goals, beliefs, and aspirations. For many […]

Where Homebuyers Are Heading By Generation [INFOGRAPHIC]

Some Highlights: Whether capitalizing on job opportunities, affordability, or warm-weather places to retire, Americans are making moves to these top cities to take advantage of the strength in the current housing market. A strong economy and lower mortgage rates have made it easier for many would-be buyers to get into the market. According to realtor.com, […]

Housing Inventory Vanishing: What Is the Impact on You?

The real estate market is expected to do very well this year as mortgage rates remain at historic lows. One challenge to the housing industry is the lack of homes available for sale. Last week, move.com released a report showing that 2020 is beginning with the lowest available housing inventory in two years. The report […]

Homes Are More Affordable Today, Not Less Affordable

There’s a current narrative that owning a home today is less affordable than it has been in the past. The reason some are making this claim is because house prices have substantially increased over the last several years. It’s not, however, just the price of a home that matters. Homes, in most cases, are purchased […]

2020 Luxury Market Forecast

By the end of last year, many homeowners found themselves with more equity than they realized, and at the same time their wages were increasing. When those two factors unite, it can spark homeowners to think about making a move to a larger or more expensive home in the luxury space. That said, now is […]

Buying a Home Early Can Significantly Increase Future Wealth

According to an Urban Institute study, homeowners who purchase a house before age 35 are better prepared for retirement at age 60. The good news is, our younger generations are strong believers in homeownership. According to a Freddie Mac survey, “The dream of homeownership is alive and well within “Generation Z,” the demographic cohort following Millennials. Our […]

National Cut Your Energy Costs Day [INFOGRAPHIC]

Some Highlights: On January 10th of each year, “National Cut Your Energy Costs Day” encourages consumers to reduce their overall energy costs by improving home efficiency. According to Freddie Mac, a typical U.S. family spends $2,200 per year on energy bills. By making energy efficient upgrades, you could reduce your energy bills by up to […]

There’s a Long Line of Buyers Waiting for Your House

If you’re following what’s happening in the housing market right now, you know that many people believe the winter months aren’t a good time to sell a home. As realtor.com Senior Economist George Ratiu recently noted, “Sellers tend to be more reluctant to list during the colder time of year when the market typically makes […]

The New Spring Real Estate Market is Here. Are You Ready?

Which month do you think most people who are considering buying a home actually start their search? If you’re like most of us, you probably think the surge happens in the spring, likely in April. Not anymore. According to new research, January 2019 was only 1% behind February for the most monthly views per listing […]

Big Demand for Small Homes

Movies, tv shows, and celebrities often have us dreaming of owning large homes, but the reality for most people is quite different. Since 2015, the square footage of newly built houses has been shrinking, according to Yahoo Finances. This is not projected to change as we continue into the beginning of the year. “We expect […]

3 Benefits to Buying Your Dream Home This Year

Outside of a strong economy, low unemployment, and higher wages, there are three more great reasons why you may want to consider buying your dream home this year instead of waiting. 1. Buying a Home is a Great Investment Several reports indicate that real estate is a good investment, topping other options such as gold, […]

Top Renovations for Maximum ROI [INFOGRAPHIC]

Some Highlights: If you’re planning on selling your house in 2020, these are the top renovations that will give you the highest Return on your Investment. Regardless of how long you’re planning on staying in your current home, it’s smart to be aware of which home renovations add the most value. The exterior of a […]

The 2020 Real Estate Projections That May Surprise You

This will be an interesting year for residential real estate. With a presidential election taking place this fall and talk of a possible recession occurring before the end of the year, predicting what will happen in the 2020 U.S. housing market can be challenging. As a result, taking a look at the combined projections from […]

Here’s to a Wonderful 2020!

We hope 2020 is a great year for you, both personally and professionally! Here’s to a Wonderful 2020! Here’s to a Wonderful 2020!

Expert Insights on the 2020 Housing Market

When closing out another year, it’s normal to wonder what’s ahead for the housing market. Though there will be future inventory issues, we expect interest rates to stay low and appreciation to continue.   Here’s what three experts are saying we’ll likely see in 2020: Danielle Hale, Chief Economist at realtor.com “I think the biggest […]

Why You Shouldn’t “For Sale By Owner”

Rising home prices coupled with the current inventory in today’s market may cause some homeowners to consider selling their homes on their own (known in the industry as a For Sale By Owner). However, a FSBO might be hard to execute well for the vast majority of sellers. Here are the top 5 reasons not […]

Working with a Local Real Estate Professional Makes All the Difference [INFOGRAPHIC]

Some Highlights: Choosing the right real estate professional is one of the most impactful decisions you can make in your home buying or selling process. A real estate professional can explain current market conditions and break down what they will mean to you and your family. If you’re considering buying or selling a home in […]

Year-Over-Year Rental Prices on the Rise

Looking ahead, 2020 is projected to be a strong year for homeownership. According to the Freddie Mac Forecast, “We expect rates to remain low, falling to a yearly average of 3.8% in 2020.” If you’re currently renting, 2020 may be a great time to think about making a jump into homeownership while mortgage rates are low. […]

When a House Becomes a Happy Home

We talk a lot about why it makes financial sense to buy a home, but more often than not we’re drawn to the emotional reasons for homeownership. No matter the size or shape of a living space, the feeling of a home means different things to different people. Whether it’s a certain scent or a […]

2020 Forecast Shows Continued Home Price Appreciation

Questions continue to rise around where home prices will head in 2020. The latest forecast from CoreLogic shows continued appreciation at 5.4% over the next year: Additionally, ARCH Mortgage Insurance Company in their current Housing and Mortgage Market Review revealed their latest ARCH Risk Index, which estimates the probability of home prices being lower in […]

Where is the Housing Market Headed in 2020? [INFOGRAPHIC]

Some Highlights: Interest rates will be lower than they have been since before 1980 at 3.8% and are projected to remain steady throughout 2020! According to CoreLogic, home prices will appreciate at a rate of 5.4% over the course of the year. Experts predict that the number of homes sold next year will be equal […]

5,300 Reasons to Be Happy You’re a Homeowner

Studies have shown that, in many cases, the largest asset a family owns is the house they live in. Over the last twelve months, that asset has gained substantial value. CoreLogic just released their 2019 3rd Quarter Homeowner Equity Insights Report. The report revealed that: “U.S. homeowners with mortgages (roughly 64% of all properties) have […]

The Biggest Issue Facing Housing Next Year

This coming year the housing market will be defined by 3 things- inventory, interest rates, and appreciation.  But the biggest issue the housing market will face in 2020 is an inventory shortage.  There aren’t enough homes on the market for buyers, especially on the lower end of the market. This is a topic that has […]

3 Mistakes to Avoid When Selling a Home in 2020

It’s exciting to put a house on the market and to think about making new memories in new spaces, but we can have deep sentimental attachments to the homes we’re leaving behind, too. Growing emotions can help or hinder a sale, depending on how we manage them. When it comes to the bottom line, homeowners […]

December 2019: The Buyer Stakes Are High Because Inventory Is Low

The reality of what we’re seeing this month is that homes are selling fast. In today’s strong seller’s market, bidding wars are common and expected with starter or entry-level homes. In most areas of the country, first-time buyers have been met with fierce competition throughout their homebuying experience. Some have been out-bid multiple times before […]

Get Your House Ready To Sell This Winter

Some Highlights Winter is a great time to list a house, since inventory is traditionally low, and most sellers are holding off until spring to put their homes on the market. Waiting for warmer weather when more competition is on the market will only put your house up against many more choices for buyers. Get […]

Holiday Gifts Are Not the Only Hot Things Right Now

Black Friday is behind us and holiday gifts are flying off the shelves in stores and online. Unlike last year, however, there’s another type of buyer that is very active this winter – the homebuyer. Each month, ShowingTime releases their Showing Index, which tracks the average number of appointments received on active U.S. house listings. […]

Have You Outgrown Your Home?

It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home. The good news is, it’s okay to admit if your house no longer fits your needs. According to the […]

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Younger Generations Plan on Buying More Homes; Rates Back to 3-Month Lows, But Why?

Mortgage rates dropped to begin the holiday-shortened week as markets expressed a bit of panic over the coronavirus outbreak in China. This is similar to the SARS outbreak in 2003, which certainly had an impact on both stocks and bonds. While it’s too soon to know if the new iteration of the disease will run […]

Mortgage Rates Back to 3-Month Lows

Posted To: Mortgage Rate Watch Mortgage rates dropped to begin the holiday-shortened week as markets expressed a bit of panic over the coronavirus outbreak in China. This is similar to the SARS outbreak in 2003, which certainly had an impact on both stocks and bonds. While it’s too soon to know if the new iteration […]

Gen Z and Millennials Plan on Buying Homes in Larger Numbers

Posted To: MND NewsWire The share of adults who told the National Association of Home Builders (NAHB) they were considering a home purchase in the next year has now fallen year-over-year for the fifth consecutive time. NAHB’s survey for its fourth quarter 2019 Housing Trends Report found only 11 percent of its respondents had such […]

David Rubenstein: US-China won't have the same economic tensions they had before

(Please visit the site to view this media) The Carlyle Group Co-CEO David Rubenstein joins CNBC's "Squawk Box" team at the World Economic Forum in Davos, Switzerland. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. David Rubenstein: US-China won't have the […]

MBS Week Ahead: Light Data Week Leaves Focus Overseas

Posted To: MBS Commentary In addition to being a 4-day trading week due to yesterday's holiday, there's also a general lack of big-ticket economic data on tap. In fact, there isn't a single report that qualifies as "top-tier" in terms of market movement potential and the only candidates that come close are the Markit PMIs […]

Non-QM, Digital Tools; Population Shifts in Lending; Capital Markets

Posted To: Pipeline Press Everyone is aging, right? “I finally did it! I bought a new pair of shoes with memory foam insoles. No more forgetting why I walked into the kitchen!” People change, populations change, and loan officers must adapt. economists have revised 2020 growth prospects higher and revised down recession probabilities, many economic […]

Trump says in Davos speech that he 'could get used to' negative interest rates

(Please visit the site to view this media) President Donald Trump spoke at the World Economic Forum in Davos about negative interest rates and took another shot at the Federal Reserve to a global audience. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to […]

Economic growth will hit 3% in 2020, says Trump economic advisor Larry Kudlow

(Please visit the site to view this media) Larry Kudlow, President Donald Trump's top economic advisor, told "Squawk Box" at the World Economic Forum in Davos that GDP growth in the U.S. should hit at least 3% in 2020. …(read more) Forward this article via email:  Send a copy of this story to someone you know […]

MBS RECAP: Bonds Cap Extraordinarily Tame Week Despite Excuses

Posted To: MBS Commentary We've seen a whole lot more movement in the bond market for a whole lot less motivation than we had this week. Back to back econ data shockers (Philly Fed and Housing Starts) were scarcely able to get yields back up to Monday morning's highs, and yields hadn't fallen very much […]

Mortgage Rates Off Recent Lows

Posted To: Mortgage Rate Watch Mortgage rates moved slightly higher over the past two days as strong economic data and corporate earnings coaxed investors into riskier assets like stocks. Bonds (which dictate interest rates) are always being bought and sold, but demand varies depending on investors’ risk appetite. If demand for bonds falls as it […]

I'd like to see Fed cut one more time: Economist

(Please visit the site to view this media) CNBC's "Power Lunch" team breaks down the economy with Joe Lavorgna of Natixis and CNBC's Steve Liesman. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. I'd like to see Fed cut one more […]

U.S. homebuilding is booming. Here's how to trade it

(Please visit the site to view this media) Craig Johnson, senior technical research analyst at Piper Sandler, and Danielle Shay, director of options at Simpler Trading, talk the housing starts surge with CNBC's Eric Chemi. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to […]

Here's a breakdown of December housing starts

(Please visit the site to view this media) ITB, the home construction ETF, hit an 18-year high thanks to December housing starts. CNBC's Diana Olick reports. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Here's a breakdown of December housing starts […]

US industrial production down 0.3% in December, as expected

(Please visit the site to view this media) CNBC's Rick Santelli reports on the latest industrial production figures. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. US industrial production down 0.3% in December, as expected US industrial production down 0.3% in […]

US housing starts jump 40% annually, the highest in 13 years

(Please visit the site to view this media) CNBC's Diana Olick reports on a blockbuster number for US housing starts to end 2019. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. US housing starts jump 40% annually, the highest in 13 […]

Markets Wrapping Things Up Ahead of Long Weekend

Posted To: MBS Commentary Sometimes the market moves in clear response to a headline event or the scheduled release of an economic report. We have clear examples of this recently. last week's Iran-related escalation (and de-escalation) had massive and immediate impacts that lined up perfectly with key events in the news. This week's most noticeable […]

December's Housing Starts Surged to 13-Year High

Posted To: MND NewsWire While permits fell from the previous month, the U.S. Census Bureau and the Department of Housing and Urban Development said December was another exceptional month for residential housing starts. Those starts soared to a seasonally adjusted annual rate of 1,608,000 during the month, a 16.9 percent increase from November’s estimate which […]

Renovation Products; CEOs Can't Ignore LIBOR Transition; Cap. Markets

Posted To: Pipeline Press I’ve gotta hand it to those writers who put out listings for real estate agents. Maybe if I had a bunch of money I could live in a “secluded retreat” or an “enchanted villa.” I have never lived in a place described as a “retreat,” having stunning or remarkable views or […]

U.S. Trade Deals: Do benefits outweigh costs of reaching agreements

(Please visit the site to view this media) Mattie Duppler, senior fellow at the National Taxpayers Institute, joins Andy Green, of the Center for American Progress, to talk the Senate's passing of the USMCA trade pact and the signing of the US-China phase one trade deal. …(read more) Forward this article via email:  Send a copy […]

Home remodeling sees a slowdown—Here's why

(Please visit the site to view this media) A weakness in home sales has hit the remodel market. CNBC's Diana Olick reports. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Home remodeling sees a slowdown—Here's why Home remodeling sees a slowdown—Here's […]

Home prices driving home remodeling: KeyBanc Capital's Ken Zener

(Please visit the site to view this media) Ken Zener, KeyBanc Capital Markets, joins 'The Exchnage' to discuss the impact a homebuilder slowdown is having on building product stocks. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Home prices driving home […]

Cashin: Underpinning the market is a very accommodative Fed

(Please visit the site to view this media) CNBC's Bob Pisani and Art Cashin, of UBS, discuss the morning's market activity. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Cashin: Underpinning the market is a very accommodative Fed Cashin: Underpinning the […]

Fed going into 'mini QE' a positive force, says Evenflow Macro's Marc Sumerlin

(Please visit the site to view this media) Marc Sumerlin of Evenflow Macro joins the "Santelli Exchange" to discuss the markets and Fed policy. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Fed going into 'mini QE' a positive force, says […]

Housing market index beats expectations in January

(Please visit the site to view this media) CNBC's Diana Olick reports on housing market index numbers for the month of January, which came in at 75, vs. 74 expected. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Housing market index […]

Home Builders Confidence Remains Near 20-Year High

Posted To: MND NewsWire The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) settled back a bit after its 5-point surge in December took it to its highest level since 1999. The Index, a measure of builder confidence in the market for newly constructed homes, dipped 1 point in January to 75, […]

Weakness in home sales hits remodel market

(Please visit the site to view this media) CNBC's Diana Olick reports on why home remodeling is slowing down. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Weakness in home sales hits remodel market Weakness in home sales hits remodel market

MBS Day Ahead: Robust Day of Econ Data and Corporate Earnings

Posted To: MBS Commentary Bonds continue to be well-contained by the prevailing consolidation range–a series of higher lows and static highs that's been in place in its current form since mid October. A big break outside that range could serve as a cue for sustained momentum in the direction of the break. Think of such […]

HUD Jobs; Borrower Satisfaction Report; Vendor News and Updates

Posted To: Pipeline Press For folks who like numbers and trends, according to the U.S. Census Bureau’s national and state population estimates released in December, 42 states and the District of Columbia had fewer births in 2019 than 2018. Natural increase, or when the number of births is greater than the number of deaths, dropped […]

Extremely happy with IP protection in phase one trade deal: Value investor

(Please visit the site to view this media) Investors are trying to figure out if trade is still a headline risk for the market. Peter Boockvar, chief investment officer at Bleakley Advisory Group, joins "Squawk Box" to discuss. …(read more) Forward this article via email:  Send a copy of this story to someone you know that […]

MBS RECAP: Most Interesting Part of Today is That it Comes Just Before Tomorrow

Posted To: MBS Commentary Today marked a rare mid-week "total dud" in terms of bond market momentum developments. This was made all the more striking by the fact that bonds certainly COULD have developed some sort of reaction strategy based on the particulars of the US/China trade deal signing (it included several new clarifications on […]