Check out my free buyers guide resource!  This is a free download and full of great information about Buying a Home!

Looking for a fast and easy rate quote to buy or refinance a home?

Check out my Daily Blog below! 

Starting the Search for Your Dream Home? Here Are 5 Tips!

In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. In a realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights some steps that first-time homebuyers can take to help carry their excitement […]

Top Days to List Your Home for Sale [INFOGRAPHIC]

Some Highlights: ATTOM Data Solutions conducted an analysis of more than 29 million single family home and condo sales over the past eight years to determine the top days to list your home for sale. The top five days to list your home brought in a 10% premium over market value and are all in […]

What is Really Happening with Home Prices?

Home values have softened over the last twelve months. We are no longer seeing 6-7% annual appreciation levels for the national housing market. The current numbers are closer to 4%. Some have suggested that year-over-year appreciation levels could fall to 3% or less this year. However, a stronger-than-expected economy and a good spring housing market […]

4 Tips for Making a Competitive Offer

So, you’ve been searching for that perfect house to call ‘home,’ and you’ve finally found it! The price is right, and in such a competitive market, you want to make sure you make a good offer so that you can guarantee that your dream of making this house yours comes true! Below are 4 steps […]

New Research Shows Housing Is Affordable For First-Time Buyers

Home prices have been on the rise for the last seven years, leading many housing market analysts to conclude that first-time homebuyers are being shut out of the market due to affordability concerns. The National Association of Realtors (NAR) reports on the percentage of First-Time Home Buyers (FTHB) on a monthly and yearly basis. Their […]

A Lack of Inventory Continues to Impact the Housing Market

The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up and distressed sales (foreclosures and short sales) have fallen to their lowest point in years. The market will continue to strengthen in 2019. However, there is one thing that […]

Mainstream Concerns about an Economic Slowdown Revisited

Recently, we reported that many believe a recession could happen within the next two years. We explained that 70% of economists and market analysts surveyed last year believe that a recession will occur in 2019 or 2020 and that 42% of consumers currently looking to purchase a home also agree that a recession will occur […]

The Benefits of a 20% Down Payment

If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save 20% or you won’t be able to secure a mortgage. The truth […]

Home Buyers are Optimistic About Homeownership!

When we consider buying an item, we naturally go through a research process prior to making our decision. We ask our friends and family members who have made similar purchases about their experience, we get opinions and insights, and we read reviews online. There’s no difference when considering a home purchase! Most homebuyers start by […]

Why Access Is One of the Most Important Factors in Getting Your House Sold!

So, you’ve decided to sell your house. You’ve hired a real estate professional to help you through the entire process, and they have asked you what level of access you want to provide to your potential buyers. There are four elements to a quality listing. At the top of the list is access, followed by condition, financing, […]

The Cost of Renting vs. Buying This Spring [INFOGRAPHIC]

Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice becomes obvious. Every market is different. Before you renew your lease again, find […]

Your Fabulous New Dream Home is Now Available

Over the last several years, many “baby boomers” have undergone a metamorphosis. Their children have finally moved out and they can now dream about their own future. For many, a change in lifestyle might necessitate a change in the type of home they live in. That two-story, four-bedroom colonial with three bathrooms no longer fits […]

2 Trends Helping Keep Housing Affordable

Two positive trends have started to emerge that impact the 2019 Spring Housing Market. Mortgage interest rates for a 30-year fixed rate loan have dropped to new lows, right as reports show that wages have increased at their highest rate in decades! These two factors have helped keep housing affordable despite low supply of houses […]

What Would Make You Sell Your House?

There are many reasons why a homeowner decides to sell their house and move. The latest Generational Trends Report from the National Association of Realtors asked recent home sellers to share their reason for moving. The younger the respondents, the more likely their top response centered around needing a larger home (ages 29 to 53). […]

How Quickly Can You Save Your Down Payment?

Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long it would take to save for a down payment in each state. Using data from HUD, Census and […]

Existing Home Sales Slow to Start Spring [INFOGRAPHIC]

Some Highlights: Existing Home Sales slowed to an annual pace of 5.21 million home sales in March. Low inventory levels are still impacting home sales! The current month’s supply of homes for sale is 3.9-months. Median home prices were up 3.8% over last March at $259,400. This marked the 85th consecutive month with year-over-year price […]

Renters Paying Substantially More While Owning Costs Less

In a recent Insights Blog, CoreLogic reported that rent prices have skyrocketed since 2005. Meanwhile, the typical mortgage payment has actually decreased. “CoreLogic’s national rent index was up 36% in December 2018 compared with December 2005, while the typical mortgage payment was down 4% over that period.” Why the difference between the costs of renting […]

New Study Reveals One Surprising Reason for the Inventory Shortage

There has been a great amount written on millennials and their impact on the housing market. However, the headlines often contradict each other. Some claim this generation is becoming the largest share of first-time home buyers, while others claim millennials don’t want to own a home, blaming them for the dip in homeownership rate. While […]

With Inventory Low: Will Your Dream Home Need Some TLC?

According to a new survey from Move.com, the wave of first-time homebuyers hitting the market this summer has resulted in an interesting statistic. Nearly 60% of buyers searching for a home this spring are willing to consider buying a fixer-upper, with 95% believing that the projects needed will increase their new home’s value! Realtor.com’s Chief […]

Selling Your House: Here’s Why You Need A Pro In Your Corner!

With home prices on the rise and buyer demand still strong, some sellers may be tempted to try to sell their homes on their own rather than using the services of a real estate professional. Real estate agents are trained and experienced in negotiation while, in most cases, the seller is not. Sellers must realize […]

5 Reasons Why Millennials Buy a Home [INFOGRAPHIC]

Some Highlights: “The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.” The top reason millennials choose to buy is to have control over their living […]

Buyer Demand Surging as Spring Market Begins

Last fall, some predicted that the 2019 residential real estate market would be a disaster. There was even belief we might experience a housing crash like the one that occurred during the last decade. However, according to two separate reports*, buyer demand dramatically increased over the last three months, leading into this spring buyers’ market […]

Are Low Interest Rates Here to Stay?

Interest rates for a 30-year fixed rate mortgage have been on the decline since November, now reaching lows last seen in January 2018. According to Freddie Mac’s latest Primary Mortgage Market Survey, rates came in at 4.12% last week! This is great news for anyone who is planning on buying a home this spring! Freddie […]

Homeowners: Now Is A Good Time To Sell Your House

Every month, the National Association of Realtors (NAR) releases their Seller Traffic Index as a part of their Realtors Confidence Index. In the latest release, NAR reported that homeowners have been reluctant to sell their houses. This is reflected when broken down by state. Only 11 states have a stable level of seller traffic compared […]

3 Questions You Need To Ask Before Buying A Home

If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family have your best interests at heart, they may not be fully aware of your needs and what is currently happening in the real estate market. Ask yourself the following three questions to help […]

Slaying the Largest Homebuying Myths Today [INFOGRAPHIC]

Some Highlights: The average down payment for first-time homebuyers is only 6%! Mortgage interest rates have been on the decline since November! Hop in now to lock in a low rate! 88% of property managers raised their rents in the last 12 months! The average credit score on approved loans continues to fall across many […]

Home Value Appreciation Stops Falling, Begins to Stabilize

The percentage of home price appreciation on a year-over-year basis has decreased each month for over a year. The question was how far annual appreciation would fall. It seems we may now have the answer. In a recent post on the National Association of Realtors’ Economists’ Outlook Blog, it was revealed that Realtors are starting […]

Home Buyer Demand Will Be Strong for Years to Come

There has been a lot written about millennials and their preference to live in city centers above their favorite pizza place. Some have even gone so far as to say that millennials are a “Renter-Generation”. And while this might be true for some millennials, more and more research has surfaced that shows for the vast […]

Why Pet-Friendly Homes Are in High Demand

One of the many benefits of owning your own home is the freedom to find your ‘furever’ friend. By pointing out the aspects of your home that make it ‘pet-friendly’ in your listing, you’ll attract these buyers, rather than alienating the 68% of American households that have a pet! If you are one of the […]

What to Consider When Choosing Your Home To Retire In

As more and more baby boomers enter retirement age, the question of whether they should sell their homes and move has become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to adapt to your needs in […]

Nothing Found

Sorry, no posts matched your criteria

New Data Prompts Freddie Mac to Upgrade Forecast; Rates Hold Near Lows, But That Could Change

Freddie Mac’s May Forecast continues to look for a downward trending interest on the 30-year fixed-rate mortgage. The company’s economists are project an average rate of 4.3 percent this year with a small increase to 4.5 percent in 2020. Coupled with a strong labor market, low unemployment, and “modest” wage growth, this should mean a […]

MBS RECAP: Bonds Skittish After Stocks Find Bottom

Posted To: MBS Commentary Both stocks and bonds have been edging back into less panicked territory after trade war drama fizzled out last week. In other words, stock prices and bond yields were moving higher together. To be fair, bonds got one last rally push from Italy/EU drama mid-week (stocks didn't care as much about […]

Mortgage Rates Mostly Hold Near Lows, But Things Could Change Tomorrow

Posted To: Mortgage Rate Watch Mortgage rates moved microscopically higher today, depending on the lender. In terms of underlying movement in the bond market, however, rates should have risen a bit more than they did. This has to do with the timing of the bond market weakness and the amount of movement lenders typically want […]

Fed to take its cues from the market, says pro

(Please visit the site to view this media) Sri Kumar, president of Sri-Kumar Global Strategies and Joe Duran, CEO and founding partner with United Capital, join CNBC's "Power Lunch" team to discuss what's happening in the markets and what the Federal Reserve's next move may be. …(read more) Forward this article via email:  Send a copy […]

Millennials in worse financial shape compared to earlier generations

(Please visit the site to view this media) Dan Primack, Axios business editor, and Ted Rossman, Creditcards.com analyst, join 'The Exchange' to discuss why credit-card delinquency for young borrowers is at an eight-year high. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read […]

Missed best chance to do something about China by pulling out of TPP: Former Fed vice chair Blinder

(Please visit the site to view this media) Fed vice chair Alan Blinder joins "Squawk on the Street" to discuss the ongoing trade dispute between China and the U.S., and who stands to be harmed more by recent escalations. …(read more) Forward this article via email:  Send a copy of this story to someone you know […]

New Data Prompts Freddie Mac to Upgrade Their Forecast

Posted To: MND NewsWire Freddie Mac’s May Forecast continues to look for a downward trending interest on the 30-year fixed-rate mortgage. The company’s economists are project an average rate of 4.3 percent this year with a small increase to 4.5 percent in 2020. Coupled with a strong labor market, low unemployment, and “modest” wage growth, […]

MBS Day Ahead: Holiday-Shortened Trading Week Promises Little Inspiration

Posted To: MBS Commentary In the week just past, bonds managed to extend the already unexpected gains that began on May 6th following a sharp escalation in US/China trade war rhetoric. Trade-related news continued to be a market mover throughout that two week period, and markets remain susceptible to "aftershock" headlines. Last Wednesday saw a […]

Atlanta Fed President Raphael Bostic: I do not expect an imminent rate cut

(Please visit the site to view this media) Atlanta Fed President Raphael Bostic joins CNBC's Steve Liesman to discuss some big topics including the trade war, monetary policy, the overall economy and more. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. […]

Training, Reno, Appraisal Products; Compliance Warning; FHFA, Fannie, Freddie News

Posted To: Pipeline Press Tony H. sent, “A conference is a gathering of people who singly can do nothing, but together can decide that nothing can be done.” Not at this MBA event, right!? Here in New York there’s a lot to talk about. Ellie Mae laying off 10% of its workforce, for example. MERS […]

Redefy is attempting to redefine the process of buying and selling a home

(Please visit the site to view this media) Chris Redeger, CEO of real estate broker Redefy, discusses how the company is trying to shakeup the market by making the home sale process seamless and more affordable. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want […]

Rates End Week Near Long-Term Lows; Refinance Share of Originations Finally Stabilizing

Wednesday was the best day this week for Mortgage rates with the average lender at the lowest levels in more than a month and very close to the lowest levels in more than a year. Things changed on Thursday with rates moving up slightly. That said, Thursday would have been the best day in more […]

MBS RECAP: Bonds Start Strong but Fade to 'unchanged' By the Close

Posted To: MBS Commentary Bonds began the overnight session in unchanged territory but began to improve on various news reports that fueled a global flight-to-safety. These included the latest edition of US/China brinksmanship as well as a surprise update on the Brexit talks "collapsing." The Brexit news reaction delivered Treasuries to the domestic starting line […]

Mortgage Rates End Week Near Long-Term Lows

Posted To: Mortgage Rate Watch Wednesday was the best day this week for Mortgage rates with the average lender at the lowest levels in more than a month and very close to the lowest levels in more than a year. Things changed on Thursday with rates moving up slightly. That said, Thursday would have been […]

US to announce a deal with Canada and Mexico to lift steel and aluminum tariffs: Sources

(Please visit the site to view this media) The U.S. has reached a deal with Canada and Mexico to lift tariffs on steel and aluminum. CNBC's Kayla Tausche reports. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. US to announce a […]

Positive structural forces for the economy are keeping core inflation on the lower side which explains the frustration now, says expert

(Please visit the site to view this media) Nancy Lazar, co-founder and partner at Cornerstone Macro, joins 'Squawk Box' to discuss how much the renewed trade stress has been weighing on the minds of business owners and consumers and what that might mean for overall global growth. …(read more) Forward this article via email:  Send a […]

May consumer sentiment index climbs to 102.4 from April's reading of 97.2

(Please visit the site to view this media) CNBC's Rick Santelli reports on new economic data on consumer sentiment, leading economic indicators and more. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. May consumer sentiment index climbs to 102.4 from April's […]

These are three scenarios in which the Fed could cut rates

(Please visit the site to view this media) CNBC's Steve Liesman joins "Squawk Box" with analysis of how the markets feel about a potential rate cut. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. These are three scenarios in which the […]

Broker, Underwriting, MSR Products; Bank, Lender, and Credit Union News

Posted To: Pipeline Press A capital markets friend relayed this note recently received from an LO. “When do you think stated pick-a-pay products will come back? I have some borrowers with LTVs less than 70% who could really use that. Can you find us a program to offer?” Huh? Pick-a… Pik-a-chu? As over a thousand […]

MBS Day Ahead: Limited Data; Trade Headlines Still Asking For Attention

Posted To: MBS Commentary In the day just past, bonds enjoyed a break in trade-related headlines, an absence of new Italy/EU drama, and a reasonably informative set of economic reports in the morning. Less enjoyable was the fact that the econ data made a case for bond market weakness. Indeed, the main thrust of upward […]

Stephen Moore: The Fed should reverse its December rate hike

(Please visit the site to view this media) Heritage Foundation's Stephen Moore joins "Squawk Box" to discuss why he thinks the Fed should cut rates in a reversal to its decision to hike in December. Earlier this month, Moore withdrew his name from consideration for a seat on the Federal Reserve board. CNBC's Steve Liesman […]

Low Rates Stabilize Refinancing Share of Originations

Posted To: MND NewsWire Refinancing held on to a 35 percent share of mortgage originations in April according to the Origination Insight Report from Ellie Mae as the 30-year note rate dropped for the fourth consecutive month. The rate was at its highest so far at 5.01 percent in January. The April average was 4.61 […]

Construction Numbers Improve; Rates Ebb Higher; MBA Bets on Sales Surge

Mortgage rates hit the lowest levels in more than a month yesterday and came very close to the lowest levels in more than a year. Things changed today , but only slightly. Without a fresh supply of drama or weaker economic data, the bond market deteriorated. Bonds typically benefit when investors are seeking safe havens […]

MBS RECAP: Logical Losses Leave Bonds in Still-Decent Shape

Posted To: MBS Commentary Bonds finally moved in a less friendly direction today after 3 solid days of gains. The losses were logical, though, considering an absence of geopolitical headlines and an abundance of stronger economic data in the early domestic session. In fact, it was that data more than anything that pushed yields higher […]

Mortgage Rates Ebb Higher, But Only Slightly

Posted To: Mortgage Rate Watch Mortgage rates hit the lowest levels in more than a month yesterday and came very close to the lowest levels in more than a year. Things changed today , but only slightly. Without a fresh supply of drama or weaker economic data, the bond market deteriorated. Bonds typically benefit when […]

Homebuilding came to a halt at end of 2018: Taylor Morrison CEO

(Please visit the site to view this media) CNBC's Diana Olick sat down with Sheryl Palmer, Taylor Morrison CEO, at CNBC's Capital Exchange event to discuss the current state of the homebuilding industry. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. […]

Homebuyers scared due to price drop speculation, says HGTV's Tarek El Moussa

(Please visit the site to view this media) CNBC's "Power Lunch" team is joined by Tarek El Moussa, co-host of HGTV's "Flip or Flop," to discuss the housing market. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Homebuyers scared due to […]

Fed Governor Lael Brainard: Fed needs to preserve as much as policy space as it can

(Please visit the site to view this media) Fed governor Lael Brainard gave speeches on the direction the Fed needs to head in. CNBC's Steve Liesman reports. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Fed Governor Lael Brainard: Fed needs […]

MBA Betting on New Home Sales Surge

Posted To: MND NewsWire Applications for new home purchases jumped 15.6 percent in April compared to a year ago and were 3.0 percent higher than in March. The Mortgage Bankers Association said these non-seasonally adjusted numbers indicate there will be a strong increase in new home sales for the month. “There was a healthy increase […]

Here are the details on whether or not the China tariffs are a tax

(Please visit the site to view this media) Kyle Pomerleau, chief economist at the Tax Foundation, and Ken Langone, chairman of Invemed Associates and co-founder of Home Depot, join "Squawk Box" to discuss the on-going debate of whether the trade tariffs should be considered a tax on the American people. …(read more) Forward this article […]