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Banks Buying Non-Banks; Lehman vs Loandepot and iMortgage

Posted To: Pipeline Press “Hospitality is the art of making guests feel like they’re at home when you wish they were.” (Read that again – it’s pretty clever.) Millions of white and non-white people call the United States home, and the U.S. Census Bureau released the country’s top 1,000 surnames by race and Hispanic origin […]

MBS Day Ahead: Ironically Large Number of Trees Falling in The Woods

Posted To: MBS Commentary NOTE: This paragraph will be at the top of the Day Ahead for a few weeks. Once you've read it, feel free to skip it. The Day Ahead has long been my venue to offer deep thoughts with a mix of big-picture and near-term technical considerations. I'll still be doing that, […]

Three Rate Hikes in 2017? Fannie Mae Doesn't Think So; Existing Sales Best Since Feb 2007

Despite the 3.2 percent annualized growth in the GDP in the third quarter, Fannie Mae’s economists expect the full-years growth to moderate to less than 2 percent this quarter, finishing at 1.8 percent growth for the year. In the company’s December Economic Development summary its Economic and Strategic Research Group (ESR) said their forecast does […]

MBS RECAP: Nearly a Record-Breaking Day For Bonds

Posted To: MBS Commentary I'll make this quick, on the chance you were enticed to read more after seeing the headline. Bond markets nearly broke 2016's record for the lowest volume on a non-holiday . The Monday following Easter Sunday was actually just a bit lighter. But either day puts any other contender to shame […]

Mortgage Rates Edge Slightly Lower

Posted To: Mortgage Rate Watch Mortgage rates continued the normal late-December trend of minimal movement today, but the average lender managed a microscopic improvement. This wasn’t nearly enough to change rates themselves (i.e. the “note rate” would be the same as it was yesterday on any given quote), but some quotes had slightly lower upfront […]

Shiller on Trump and market psychology

[View:http://video.cnbc.com/gallery/?video=3000578077&__source=mnd|news|video|&par=mnd] Robert Shiller, Yale University professor of economics and co-founder of the Case-Shiller Index, discusses the Trump effect on the markets and what history could tell us about hitting Dow 20,000. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Shiller on […]

November existing home sales up 0.7%

[View:http://video.cnbc.com/gallery/?video=3000578055&__source=mnd|news|video|&par=mnd] CNBC's Diana Olick reports the latest read on existing home sales for the month of November. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. November existing home sales up 0.7% November existing home sales up 0.7% Mortgage Video News {$excerpt:n}

Existing Sales Best Since Feb 2007; Up 15.4% From Last Year

Posted To: MND NewsWire Existing home sales rose for the third consecutive month in November. The increase was fueled by condo sales and a surge of sales in the Northeast. Two of the four regions saw sales decline. The National Association of Realtors® (NAR) said sales of previously owned single-family houses, condos, townhouses, and cooperative […]

Pisani: Very sloppy action right now

[View:http://video.cnbc.com/gallery/?video=3000578052&__source=mnd|news|video|&par=mnd] CNBC's Bob Pisani looks ahead at the day's market action. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Pisani: Very sloppy action right now Pisani: Very sloppy action right now Mortgage Video News {$excerpt:n}

2017 housing outlook

[View:http://video.cnbc.com/gallery/?video=3000578030&__source=mnd|news|video|&par=mnd] CNBC's Diana Olick provides a look at what to expect in the real estate market next year. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. 2017 housing outlook 2017 housing outlook Mortgage Video News {$excerpt:n}

Year ahead in real estate 'somewhat positive: Pro

[View:http://video.cnbc.com/gallery/?video=3000578033&__source=mnd|news|video|&par=mnd] I think you're going to see some slowing in some of the markets that have been the hottest in the past couple years, predicts Rick Sharga, Ten-X executive vice president, sharing his outlook on housing in 2017., …(read more) Forward this article via email:  Send a copy of this story to someone you know that […]

Three Rate Hikes in 2017? Fannie Mae Doesn't Think So

Posted To: MND NewsWire Despite the 3.2 percent annualized growth in the GDP in the third quarter, Fannie Mae’s economists expect the full-years growth to moderate to less than 2 percent this quarter, finishing at 1.8 percent growth for the year. In the company’s December Economic Development summary its Economic and Strategic Research Group (ESR) […]

Token Bounce Stops Bleeding in Refinance Applications

Posted To: MND NewsWire Applications for mortgages increased during the week ended December 16, managing to narrowly cling to a gain in activity compared to a year earlier. The Mortgage Bankers Association said its Market Composite Index, a measure of application volume, increased 2.5 percent compared to the week ended December 9 on a seasonally […]

Fannie and Freddie Updates Including Duty to Serve, Risk Sharing, HARP, HAMP, ULDD, etc.

Posted To: Pipeline Press Hey, don’t know what to get your favorite capital markets guy or gal this year for Christmas? Here’s a memorable gift , with a one minute video. Although apps rose slightly last week, folks in the secondary marketing department are wondering if there any pipelines left to sell. And what will […]

MBS Day Ahead: First Econ Data of the Week, Not That it Probably Matters

Posted To: MBS Commentary NOTE: This paragraph will be at the top of the Day Ahead for a few weeks. Once you've read it, feel free to skip it. The Day Ahead has long been my venue to offer deep thoughts with a mix of big-picture and near-term technical considerations. I'll still be doing that, […]

New Condo Rules' Risks and Rewards; Markets Keep Moving, Rates Keep Staying The Same; CFPB/HUD Fire Away

Mortgage rates are officially checked out for the holidays . Today marked the third straight day with very little change from the previous day’s rates, despite plenty of justification from market movement. This worked against us yesterday as markets suggested lower rates, but it worked in our favor today as bond markets were slightly weaker […]

MBS RECAP: Recent Range Intact Despite Morning Weakness

Posted To: MBS Commentary The holiday theme continued today, with bonds trading inside the range that's been intact since last week's Fed festivities. As I'll likely mention a few more times before the end of the year, the lighter volume and liquidity associated with late December trading makes it easier for imbalances to have an […]

Markets Keep Moving, Rates Keep Staying The Same

Posted To: Mortgage Rate Watch Mortgage rates are officially checked out for the holidays . Today marked the third straight day with very little change from the previous day’s rates, despite plenty of justification from market movement. This worked against us yesterday as markets suggested lower rates, but it worked in our favor today as […]

Santelli Exchange: Monetary policy and currencies

[View:http://video.cnbc.com/gallery/?video=3000577575&__source=mnd|news|video|&par=mnd] CNBC's Rick Santelli and Yra Harris, Vine Street Trading, discuss the Bank of Japan as well as the latest action in the bond market and foreign exchange. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Santelli Exchange: Monetary policy and […]

New FHA Condo Rules' Risks and Rewards

Posted To: MND NewsWire Back in July, President Obama signed HR3700 The Housing Opportunity Through Modernization Act of 2016. The law makes a number of changes in existing housing regulations including the methods under which housing assistance is certified and delivered. It also changes rules condominium complexes must meet to be eligible for Federal Housing […]

CFPB and HUD Fire Away Into the Holidays, and Outline 2017's Priorities

Posted To: Pipeline Press The whole world is changing! There are 500 McDonalds in the United States that currently offer table service. The bring-your-burger-to-you trial has proven sufficiently successful that the fast-food giant plans to bring table service to all 14,000 or so of its domestic locations. Wait a minute… don’t we want them out […]

Protectionism may pose risk to markets: Pro

[View:http://video.cnbc.com/gallery/?video=3000577664&__source=mnd|news|video|&par=mnd] Josh Feinman, Deutsche Asset Management, and Paul Hickey, Bespoke Investment Group, share their outlook on the markets as stocks push past record levels. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Protectionism may pose risk to markets: Pro Protectionism may […]

BoJ holds rates steady

[View:http://video.cnbc.com/gallery/?video=3000577649&__source=mnd|news|video|&par=mnd] Japan's central bank will hold interest rates where they are and offered an upbeat view of the economy, report "Worldwide Exchange's" Wilfred Frost. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. BoJ holds rates steady BoJ holds rates steady Mortgage […]

MBS Day Ahead: No Great Motivation for Gains Amid Empty Calendar and Seasonal Illiquidity

Posted To: MBS Commentary NOTE: This paragraph will be at the top of the Day Ahead for a few weeks. Once you've read it, feel free to skip it. The Day Ahead has long been my venue to offer deep thoughts with a mix of big-picture and near-term technical considerations. I'll still be doing that, […]

Rates Stay Near Highs Despite Market Improvement; Five Housing Themes in 2017; Survey Shows Rising Rate Fallout

Mortgage rates stayed close to the highest levels in more than 2 years today, even though underlying bond markets left plenty of room for improvement. Typically, when bond markets improve as much as they did today, rates would be noticeably lower. The inconsistency has to do with more conservative lender pricing strategies surrounding the holiday […]

MBS RECAP: Strong, Uneventful December Monday

Posted To: MBS Commentary There will definitely be a theme in the recap commentary for the rest of the year: holidays! It's hard to quantify exactly what the holiday season does to financial markets, but most obviously, volume and liquidity wane. As long as no imbalances crop up, that can be a recipe for boring […]

Rates Stay Near Highs Despite Market Improvement

Posted To: Mortgage Rate Watch Mortgage rates stayed close to the highest levels in more than 2 years today, even though underlying bond markets left plenty of room for improvement. Typically, when bond markets improve as much as they did today, rates would be noticeably lower. The inconsistency has to do with more conservative lender […]

Yellen: U.S. has strongest job market in nearly a decade

[View:http://video.cnbc.com/gallery/?video=3000577432&__source=mnd|news|video|&par=mnd] CNBC's Steve Liesman reports the latest Fed speak from Federal Reserve Chair Janet Yellen at the University of Maryland in Baltimore. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Yellen: U.S. has strongest job market in nearly a decade Yellen: […]

Santelli Exchange: The road to rate normalization

[View:http://video.cnbc.com/gallery/?video=3000577377&__source=mnd|news|video|&par=mnd] CNBC's Rick Santelli is joined by Jim Caron of Morgan Stanley to discuss what's been missing in the economy and the road to rate normalization. …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Santelli Exchange: The road to rate normalization […]

Santelli Exchange: U.S. 10-year note technicals

[View:http://video.cnbc.com/gallery/?video=3000577222&__source=mnd|news|video|&par=mnd] CNBC's Rick Santelli asks what does the 2016 10-year yield close mean for 2017? …(read more) Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Santelli Exchange: U.S. 10-year note technicals Santelli Exchange: U.S. 10-year note technicals Mortgage Video News {$excerpt:n}